You car may already come with automatic seat belts, airbags, and anti-lock braking systems (ABS) to help keep you safe. But there are devices on the market that may increase you personal security while on the road.

One of the increasing hazards are motorists who insist on taking cellphone calls or even texting while driving. A recent study conducted by the American Automobile Association (AAA) concluded that 46 percent of teens fessed up to being distracted by texting while driving. Studies have shown that texting while driving increases accident risks 23 times. Taking your eyes off the road, even for a second to push those buttons, can have tragic results. An increasing number of states are making it illegal to text and drive. The best way to stay safe is to be smart. Keep those eyes on the road.

Devices like Illume Software's iZUP application can help remove the temptation to text on the road. This application holds all incoming and prevents outgoing calls, emails and texts while driving. 911 calls are still open if needed, as is a list of three authorized numbers. A number of states have made or is on their way to ruling texting while driving illegal.

The Tiwi is a device primarily marketed to parents to help them and their teens become more aware of their driving habits. Attached to the windshield, the Tiwi monitors speeding, aggressive driving, and lack of seat belt use. It alerts the driver in situations such as when they zip over the speed limit or accelerate too much when making a turn. This gadget is billed as a teaching tool for the less than experienced driver.

Factor such as these may help you to lower your car insurance rates. Carriers tend to take safety precautions into consideration when creating your policy. Sports enhancing components may reflect a negatively on your car coverage.